DIRECT VA LOANVeteran Services Department
(800) 213-8977About Us | Contact Us
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VA Loan Benefits
  • No Down Payment (100% Financing)
  • 100% Cash Out Refinancing
  • Special Low Interest Rates
  • No Required Mortgage Insurance
  • Easier to Qualify

Apply by Phone

A loan specialist can help you decide which type of mortgage is right for you...and start your application right over the phone.

(800) 213-8977

VA Loan Info: Home Loan Benefits

There are so many benefits to choosing a VA Home Loan instead of a conventional loan!

First, You Save Money 

  • No down payment is required
  • You don’t have to pay private mortgage insurance (PMI)
  • Rates are often lower

Next, You Save Time

  • There are easier qualification standards, with credit and income standards often not as strict 
  • A few simple documents are all it takes to determine pre-approval

Finally, You Gain Flexibility

  • You can use up to 100% of your home’s equity to take cash out or consolidate debt.
  • You can streamline refinance an existing VA loan without obtaining an appraisal or going through the full qualifying process of a regular refinance. 
  • There are no prepayment penalties.
  • Late charge cannot be assessed unless payment is more than 15 days overdue.

If you want to save money, save time, and benefit from increased flexibility, then applying for a VA Loan on DirectVALoan.com is the right choice!

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Start your New Home Loan application now by clicking on the Apply Now button Start your New Refinance application now by clicking on the Apply Now button Have questions about your VA Loan Benefits? Not sure what forms you need or if you qualify?

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