DIRECT VA LOANVeteran Services Department
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VA Loan Benefits
  • No Down Payment (100% Financing)
  • 100% Cash Out Refinancing
  • Special Low Interest Rates
  • No Required Mortgage Insurance
  • Easier to Qualify
Services for U.S. Veterans

Apply by Phone

A loan specialist can help you decide which type of mortgage is right for you...and start your application right over the phone.

(800) 213-8977

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Start your application online in order to receive a quick approval decision.

A representative will follow up with you right away to go over important information with you and ask for additional details.

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Your application will go directly to our Veteran Services Department office for review.

A representative will follow up with you right away to go over important information with you and ask for additional details.

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Have questions about your VA Loan Benefits? Not sure what forms you need or if you qualify?

Contact us today with your questions or concerns. A VA Loan Specialist will follow up right away to answer your questions.

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Welcome to, the Premier Source for your VA Loan!

If you’re on active military duty, a reservist, or a veteran, you may be entitled to immediate and substantial benefits to help you purchase or refinance your home. For over 20 years, our team has been privileged to serve VA-eligible borrowers and their families. Our VA loan specialists can help you tap into billions of dollars of government mortgage loan guarantees that can save you money and help qualify you for a new home or refinance.

A VA loan can offer significant advantages over a conventional loan.

First, you may qualify for a VA home loan even if you could not obtain a conventional loan. Many borrowers find that VA loans offer the most flexible qualifying criteria and the best terms of any mortgage programs currently available (e.g., $0 down, 100% cash out).

A VA Loan can also offer:

  • Lower interest rates 
  • Cheaper closing costs
  • No down payment required 
  • No penalties for mortgage prepayment

Our VA loan specialists understand the unique circumstances of military, reservists, veterans and your families. As a direct lender with U.S. Department of Veterans Affairs approval, we originate and underwrite VA home loans, offering extensive in-house resources. We’ve been ranked in the top 5 volume government mortgage lenders in the country* and have helped over a hundred thousand people take advantage of specialized loan programs.

(* Mortgage Banking Magazine, 2003)

If you are interested in refinancing your mortgage to pay off debt, do home improvements, get cash out for college tuition, or lower your interest and monthly payments, now is a great time to take advantage of your VA benefit and low VA Refinance rates. There are also many veterans refinancing easily by submitting their information to our streamline refinance team. Let us help you obtain the benefits a VA refinance offers.

Let our VA Loan Specialists serve you with the best VA home loan available!